Terms of Service

By subscribing to The Second Half newsletter or using readsecondhalf.com (the "Service"), you agree to these Terms of Service. If you do not agree, please do not use the Service.

The Second Half is published for educational and informational purposes only. Nothing in the newsletter, on the website, or in any related communication constitutes financial, investment, legal, tax, or accounting advice. We are not a registered investment advisor, broker-dealer, CPA, or attorney.

You should consult a licensed professional before making any financial decision. Your reliance on any information provided by the Service is solely at your own risk.

To the maximum extent permitted by law, The Second Half and its operators are not liable for any loss, damage, or harm — direct, indirect, incidental, or consequential — arising from financial decisions made on the basis of information published by the Service.

All content published by The Second Half, including newsletter issues, website copy, illustrations, and design, is © The Second Half. You may share excerpts with attribution and a link back. You may not republish full issues or commercial reproductions without written permission.

You agree not to:

• Use the Service for any unlawful purpose.
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The newsletter is currently free. You may unsubscribe at any time. We reserve the right to suspend or terminate any subscriber's access for violations of these Terms, at our sole discretion, with or without notice.

The Service may link to third-party websites. We do not control and are not responsible for the content, policies, or practices of those sites.

We may update these Terms at any time. Continued use of the Service after changes are posted constitutes acceptance of the updated Terms.

The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, or non-infringement.

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws provisions. Any dispute arising from these Terms or the Service shall be resolved in the state or federal courts located in Delaware.

Questions about these Terms? Email legal@readsecondhalf.com.