Questions about The Second Half.

No. The Second Half is an educational newsletter. We explain how personal finance rules work for people over 50 — contribution limits, account types, withdrawal rules, Medicare basics. We do not tell you what to buy or what to do with your specific money. Always consult a financial advisor for decisions specific to your situation.

Anyone who is approaching 50 or past it and feels like they came to personal finance late. Anyone who finds financial jargon alienating. Anyone who wants to understand the rules clearly, one topic at a time, without being made to feel behind.

One writer, who opened his own first brokerage account at 54. Not a financial advisor, not a CPA — a writer who learned the dull, useful parts of late-start personal finance the hard way and wanted to explain them clearly.

Weekends. One issue, one move. Short enough to finish before Sunday afternoon is over.

Yes. Free to subscribe, free to read.

Then you are ahead of most people in the same age bracket. Even readers who know the basics often find the specific numbers — the contribution limits, the exact ages when rules change, the enrollment deadlines — useful to have in plain language in one place.

Yes. Every issue has an unsubscribe link. One click, no questions.